Privacy Policy — Navkar

Last updated: 2026-09-22

Navkar is a daily Jain devotional companion app, owned and operated by Atlas Ventures ("we", "our", "the app"). We treat your data the way we treat scripture — with respect and minimal handling.

What we collect

When you sign in with WhatsApp OTP, we receive:

Inside the app, we store on your device only:

When you chat with the Guru:

We do not collect:

How we use your information

We do not sell, rent, trade, or share your personal information with third-party advertisers or data brokers.

Analytics & product measurement

We use privacy-respecting analytics to understand how the app is used so we can improve it:

Advertising attribution

To measure the effectiveness of advertising campaigns for Navkar itself, we use:

Both are used only for measurement and attribution, never for cross-site tracking, profile-building, or resale to third parties.

Third-party services we use

Where your data lives

Punyavaan Leaderboard (optional)

Navkar includes an optional Punyavaan Leaderboard that shows the top users ranked by cumulative punya points earned in the app. The leaderboard is opt-in — your name and punya score are shown to other users of the app only if you have explicitly chosen to be included (via the first-launch consent modal or Settings → पुण्यवान लीडरबोर्ड).

Subscriptions & Payments

Navkar offers paid monthly subscription plans. Payments are facilitated by Razorpay, a licensed payment gateway in India. We never see or store your card, UPI ID, or bank details — Razorpay handles all of that directly with your bank under their own privacy policy (https://razorpay.com/privacy/).

You may cancel your subscription at any time from Settings → Membership inside the app, or by writing to us. See our Refund & Cancellation Policy for details: https://navkar-ai.atlas-ventures-agar.workers.dev/legal/refund.html.

Your rights

You can:

Data Deletion

You may delete your Navkar account and all associated data at any time:

What happens after you request deletion: we acknowledge your request within 48 hours. Your account is immediately marked for deletion and your login is disabled. Your data is preserved for 30 days in case you change your mind — reply to the confirmation email within that window to cancel deletion. After 30 days, deletion is executed and irreversible.

What is deleted: your phone number, name, mantra/vow/oath history, punya khaata, Guru chat history, leaderboard entry (if any), and your Razorpay customer link (any active subscription is cancelled).

What is not deleted (and why): aggregated and anonymised analytics that are no longer linked to you; Razorpay's own financial records (retained by Razorpay per RBI regulations, not held by us); events already forwarded to Meta or Google (their respective retention policies apply).

Full step-by-step instructions: https://navkar-ai.atlas-ventures-agar.workers.dev/legal/delete-account.html.

Children

Navkar is intended for users 13 and older. We do not knowingly collect data from children under 13. If you believe a child has signed up, email us and we will delete the account.

Changes to this policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date.

Contact / Support

For any privacy questions, data deletion requests, or general support:

We respond within 48 hours.

Related policies

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Made with care for the four-fold sangha.

© 2026 Navkar — A brand by Atlas Ventures